Terms of Service

These Terms of Service (“Terms”) govern your access to and use of the Torch Signals Exchange (the “Service”), operated by Torch Collective (“Torch,” “we,” “us”) at signals.torchcollective.com. By signing in or otherwise using the Service, you agree to these Terms. If you don't agree, don't use the Service.

1. Eligibility

The Service is private and available only to active members of Torch Collective. You must be at least 18 years old and have a current Torch Collective membership in good standing to use the Service. We may verify your membership at any time and may suspend or terminate access if you no longer qualify.

2. Your account

You are responsible for everything that happens on your account, including keeping your sign-in credentials secure. Notify us promptly at hello@torchcollective.com if you suspect unauthorized access. Don't share your account with anyone else, and don't impersonate another person.

3. Acceptable use

You agree not to:

• Use the Service to send spam, harass other members, or post content that is unlawful, fraudulent, or infringing
• Scrape, crawl, or harvest data from the Service or the member directory
• Forward signals, introductions, or other content to people outside the Torch network without the original sender's permission
• Circumvent or attempt to circumvent rate limits, access controls, or email verification flows
• Use the Service to solicit investment in a way that violates securities laws, or to offer financial, legal, or tax advice you are not licensed to provide
• Reverse engineer, decompile, or otherwise attempt to extract the source code or underlying models of the Service
• Use the Service for any purpose that competes with Torch Collective or to build a competing product

4. Content you submit

You retain ownership of the signals, profile information, and other content you post to the Service. By submitting content, you grant Torch a worldwide, non-exclusive, royalty-free license to host, store, display, route, match, and share that content with other Torch members as necessary to operate the Service. You represent that you have the rights to submit everything you submit and that it doesn't infringe anyone else's rights.

5. Signals, introductions, and outcomes

The Service facilitates introductions between members around investment opportunities, hiring, expertise requests, and other signals. Torch is a conduit, not a party to any transaction that may result. We don't verify the accuracy of information posted by members, we don't endorse any specific deal, service provider, or recommendation surfaced through the Service, and we are not responsible for the conduct of members after an introduction is made. Do your own diligence.

Nothing on the Service is financial, legal, tax, or investment advice. Deal-related signals are shared among accredited-investor members for informational purposes only and do not constitute a solicitation or an offer to sell securities.

6. Intellectual property

The Service, including its software, design, branding, and all content we produce (excluding member-submitted content), is owned by Torch Collective and protected by intellectual property laws. We grant you a limited, non-transferable, revocable license to use the Service in accordance with these Terms. All rights not expressly granted are reserved.

7. Third-party services

The Service integrates with and links to third-party services (for example, Google sign-in, Supabase, Stripe, Resend, external articles, partner websites). We don't control those services and are not responsible for their content, privacy practices, or availability. Your use of third-party services is governed by their own terms.

8. Disclaimers

The Service is provided “as is” and “as available,” without warranties of any kind, whether express or implied, including warranties of merchantability, fitness for a particular purpose, non-infringement, or that the Service will be uninterrupted, error-free, or secure. To the maximum extent permitted by law, Torch disclaims all such warranties.

9. Limitation of liability

To the maximum extent permitted by law, Torch Collective, its officers, employees, and affiliates will not be liable for any indirect, incidental, consequential, special, or exemplary damages arising out of or related to your use of the Service. Our total aggregate liability for any claim arising out of or related to the Service is limited to the greater of (a) the amount you have paid to Torch in the twelve months preceding the claim and (b) one hundred U.S. dollars ($100).

10. Indemnity

You will indemnify and hold Torch Collective, its officers, employees, and affiliates harmless from any claims, losses, or expenses (including reasonable attorneys' fees) arising out of your use of the Service, your content, or your violation of these Terms.

11. Suspension and termination

We may suspend or terminate your access to the Service at any time, with or without notice, if we believe you have violated these Terms, if your Torch Collective membership lapses, or for any other reason at our discretion. You may stop using the Service at any time by emailing hello@torchcollective.com. Sections that by their nature should survive termination (for example, ownership, disclaimers, limitation of liability) will survive.

12. Governing law and disputes

These Terms are governed by the laws of the State of Tennessee, without regard to conflict-of-laws principles. Any dispute arising out of or relating to these Terms or the Service will be resolved exclusively in the state or federal courts located in Davidson County, Tennessee, and you consent to the jurisdiction of those courts.

13. Changes to these terms

We may update these Terms from time to time. If we make material changes, we will notify active members by email or in-product notice before the change takes effect. The “Last updated” date above reflects the most recent revision. Continued use of the Service after a change means you accept the updated Terms.

14. Contact

Torch Collective
Nashville, Tennessee
hello@torchcollective.com